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Hello and welcome to XLearner website. Thank you for contacting our online support, one of our support agents will respond to you shortly… Please remember you can view our Articles for more information on the XLearner APP, go to APP – Me – Know XLearner in 1 minute.

License & Regulation

The XLearner brand is owned and operated by Rynat Trading Ltd, a Cyprus Investment Firm authorized and regulated by CySEC with License No. 303/16.

Rynat Trading Ltd is authorised under its license to provide both Investment and Ancillary services as indiacted below:

Investment Services:

1.Reception and transmission of orders in relation to one or more financial instruments

2.Execution of Orders on Behalf of Clients

3.Dealing on Own Account

Investment Services:

1.Safekeping and administration of financial instruments, including custodianship and related services

2.Granting credits or loans to one or more financial instruments, where the firm granting the credit or loan is involved in the transaction

3.Foreign Exchange services where there are connected to the povision of investment services

4.Ιnvestment research and financial analysis or other forms


The main objectives of the MiFID Directive are to enhance financial transparency, increase competition, and offer greater consumer protection in investment services.

Rynat Trading Ltd is regulated by CySEC and governed by the regulations laid out in MiFID II

Safeguarding of Clients Funds

Rynat Trading Ltd collaborates with accredited, licensed and regulated credit institutions and ensures that all client funds are kept in segregated bank accounts from the corporate funds of the Company.

Investors Compensation Fund

Rynat Trading Ltd is a member of the Investor Compensation Fund, which aims to protect eligible retail clients and secure the claims of the covered clients against the Fund members through the payment of compensation.

Payment Service Providers

Klarna Bank AB (Sofort): Authorised by the Swedish Financial Supervisory Authority (SFSA)

Paypal (Europe) S.à r.l. et Cie, S.C.A.: Authorised by the Commission de Surveillance du Secteur Financier (CFSSF)

Paysafe Financial Services Limited (Neteller):: Authorised by the Financial Conduct Authority (FCA)

SafeCharge Ltd:  Authorised by the Central Bank of Cyprus (CBC)

Skrill Limited:  Authorised by the Financial Conduct Authority (FCA)

Wirecard Bank AG:  Authorised by the German Federal Office for the Supervision of Financial Services (BaFIN)

Credorax Bank Limited :  Authorised by the Malta Financial Services Authority (MFSA)